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VA Loan

One of the most powerful mortgage options for active military, Veterans, and surviving spouses.
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About VA Loans

VA loans, which the U.S. Department of Veterans Affairs (VA) guarantees, are available only to U.S. military service people, veterans, some surviving military spouses and others who have served their country in specific ways. The Department of Veterans Affairs (VA) does not lend money for VA loans, but does guarantee a portion of the loan made by private lenders such as banks and mortgage companies in case the borrower defaults on the mortgage. The VA essentially agrees to repay a portion of the loan to the bank if the borrower defaults or forecloses.

Learn more from our VA Educators at The Veteran’s Mortgage Source.

Why Get a VA Loan?

  • Zero Down Payment
  • No Upper Loan Limit
  • No PMI Requirement
  • Competitive VA Mortgage Rates
  • Less Stringent Restrictions
  • Funding Fee Flexibility
  • Lower Closing Costs
  • Not Just A One-Time Use
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First Time Homebuyers

We have an educational video playlist just for you. Please watch the videos below and reach out if you have any questions.

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What Our People Are Saying

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More Than Just Low Mortgage Rates

Built on a strong foundation of experience, commitment, and customer service, we strive to go the extra mile for our clients.

loanDepot Hawaii - Home Loans - Mortgage Lender - Great Rates
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