FHA Loan

For people who seek flexibility.

About FHA Loans

A low down payment could open the door to your new home! Insured by the Federal Housing Administration, FHA loans were originally designed to serve first-time buyers with less-than-perfect credit or past credit issues. Today, FHA loans are available to borrowers of all kinds—even homeowners looking to refinance. FHA loans are generally more flexible in credit, income, and down payment requirements making them a secure choice for borrowers who might not qualify for Conventional loans.

Why Get an FHA Loan?

Put down as little as 3.5% for fixed-rate loans.
Credit scores as low as 580 may be accepted.
Can be easier to qualify for than conventional loans.
Fixed and adjustable rates are available.
It’s possible to refinance a conventional loan into an FHA loan.
FHA to FHA streamline refinances do not require an appraisal.
Available for cash-out refinance or rate/term refinance.
FHA-eligible down payment assistance programs allowed with an approved program.

First Time Homebuyers

We have an educational video playlist just for you. Please watch the videos below and reach out if you have any questions.

What Our People Are Saying

“Had a fantastic experience with this entire team - they were diligent, fast responding, well informed, professional and courteous. Call them, you'll be happy you did!”

Charles P.

“I had an excellent experience purchasing my first home with them. They kept me well informed throughout the whole process. Thank you for your help!!”

Dylan B.

“Do yourself a favor and reach out to this team. You will not regret it. They’re fabulous, funny and confident. A great team to have on your side!”

Ashli P.

“My husband and I recently refinanced our house with this team. They are professional, respectful and patient—on top of everything that needed to be done.”

Bridget B.

“Very helpful and proactive, easy to work with. And the best part, giving you time to meet anytime and in any place. Highly recommended!”

Roberto Q.

“It was a pleasure working with the team on the purchase of our home. The team did an amazing job making the process as simple and smooth as possible.”

Felipe G.

“I had a great time! We were able to figure everything out and they have kept me informed as much as possible throughout the time I was buying.”

Jenna B.

“Transaction and process were without problems as they were communicating with us promptly and efficiently.”

Roberto Y.

“The team made everything so easy for me when applying and getting this loan. It was great having a team behind me that was patient and could help me stay on track!”

Hunter L.

“They made it happen for our family and we are forever grateful for their expertise, knowledge and help getting us into our first ever home!”

Blossom C.

More Than Just Low Mortgage Rates

Built on a strong foundation of experience, commitment, and customer service, we strive to go the extra mile for our clients.