Conventional Loan

For people in search of a basic loan.

About Conventional Loans

Conventional mortgages are the most popular option for borrowers looking to purchase or refinance a home. Borrowers may choose between fixed- and adjustable-rate mortgages with terms from 10 to 30 years. Conventional mortgages are not insured or guaranteed by any government agency and may be sold to Fannie Mae or Freddie Mac. Many borrowers enjoy the consistent monthly payment that comes with a fixed-rate Conventional loan, as this tends to make budgeting easier. However, adjustable-rate mortgages (ARMs) may make the initial payment lower with the payment adjusting after the fifth, seventh, or tenth year and every two years after for the term of the loan.

Why Get a Conventional Loan?

Put down as little as 3%.*
Credit scores as low as 620 may be accepted.
Fixed rates offer consistent monthly payments and simplify planning and budgeting.
ARMs may have lower initial monthly payments than fixed-rate loans and adjust after the fixed term.
Available for purchase, refinance, or cash-out refinance.

*Depending on specific loan characteristics.

First Time Homebuyers

We have an educational video playlist just for you. Please watch the videos below and reach out if you have any questions.

What Our People Are Saying

“Had a fantastic experience with this entire team - they were diligent, fast responding, well informed, professional and courteous. Call them, you'll be happy you did!”

Charles P.

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Dylan B.

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Ashli P.

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Roberto Q.

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Felipe G.

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Jenna B.

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Roberto Y.

“The team made everything so easy for me when applying and getting this loan. It was great having a team behind me that was patient and could help me stay on track!”

Hunter L.

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Blossom C.

More Than Just Low Mortgage Rates

Built on a strong foundation of experience, commitment, and customer service, we strive to go the extra mile for our clients.